Health Alliance Plan and MSU Health Care Introduce $0 HMO Medicare Advantage Plan

Versatile HMO is available in 46 counties with access to 50,000 providers

DETROIT and LANSING EAST, November 1, 2022 /PRNewswire/ — Health Alliance Plan (HAP) and MSU Health Care have strengthened their commitment to providing access to affordable healthcare in Michigan by introducing a new Medicare option. The HAP MSUHC Medicare HMO is the most versatile HMO plan offered by HAP and is designed to help seniors in Michigan manage their health and age on the spot, while providing healthcare coverage for their unique needs.

Equipped with a $0 prime and $0 primary care provider (PCP) co-payment, the HAP MSUHC Medicare HMO is available to all Medicare-eligible individuals in 46 Michigan counties. Members of this plan have access to HAP’s comprehensive HMO provider network which includes more than 50,000 healthcare providers across the state.

“HAP and MSU Health Care share a common mission to improve the health and well-being of the communities we serve,” said Michel Genord MD., Chairman and CEO of HAP. “The first fruits of this long-term partnership, which combines MSU Health Care’s clinical expertise with HAP’s leadership in health insurance, is this new plan that gives seniors more options than ever to manage their health. By having access to HAP’s comprehensive HMO network, our members can get the care they need, when and where they need it.”

Unique to this plane is a $500 flex card which includes funds for two categories of benefits that can be used at the member’s discretion:

  • $200 can be used for dental, vision and hearing services (or any combination of the three)
  • $300 can be used for companion care, personal emergency response system (PERS), transportation, and over-the-counter items (retail or mail order)

Other features of the HAP MSUHC Medicare HMO plan include:

  • $0 co-pay on mental health visits
  • $30 copayment on specialist visits, which is among the lowest specialty copayments in the state*
  • Dental service with a $3,000 maximum coverage allowance – the highest in the state* – which includes coverage for extractions.
  • A visitor-traveler benefit that extends coverage to members traveling to Arizona, Florida, Texas or other parts of Michigan up to 12 months.
  • No annual limit on worldwide emergency coverage
  • Access to a personal service coordinator who provides concierge-level service

“The HAP/MSU Health Care partnership combines exceptional healthcare with affordable coverage options to support better health outcomes,” said Seth Ciabotti, CEO of MSU Health Care. “Transforming the delivery of health care for our communities to reduce costs, improve health and improve access for all is a visionary mission that will require the use of new methods and new partners to deliver world-class care.This new HMO is just the first of what we hope will be many opportunities for MSU Health Care and HAP to deliver quality, innovative co-branded products that serve the people of this great State.”

The annual Medicare enrollment period runs from From October 15 to December 7, 2022with effective coverage January 1st2023. For more information about HAP MSUHC Medicare HMO or to compare plans, visit or call HAP at 800-868-9885 (TTY: 711) Monday through Friday, 8am8 p.m.

A partnership rooted in shared values

The HAP-MSU Health Care partnership is one of the first results of the historic 30-year partnership between Henry Ford Health and MSU, which was announced in February 2021. The Henry Ford/MSU agreement is designed to facilitate and support breakthrough research; provide the best cancer care; increase training and diversity among the next generation of health professionals; and addressing health care disparities in traditionally underserved communities.

The HAP MSUHC Medicare HMO is the first joint product offered by HAP and MSU Health Care after their 2021 announcement that they were joining forces to improve the health of seniors statewide. Since then, the two organizations have undertaken several key initiatives focused on educating MSU alumni and other seniors about the important role Medicare Advantage can play in managing their health. These initiatives have included free educational seminars/webinars, as well as free Medicare planning checklists for patients of MSU-affiliated providers.

In addition, HAP has signed a three-year sponsorship agreement with the University of Michigan Athletics Department. Sponsorship of men’s and women’s soccer, hockey, and basketball strengthens the partnership between HAP and MSU.

About the Health Alliance plan

Health Alliance Plan (HAP) is a Michigannot-for-profit health plan that provides health coverage to individuals and businesses of all sizes. For 60 years, HAP has partnered with leading physicians and hospitals, employers and community organizations to improve the health and well-being of the lives it touches. HAP offers a product portfolio with six distinct product lines: Commercial Insured Group, Individual, Medicare, Medicaid (using the name HAP Empowered), Self-Funded, and Network Rental. HAP excels in delivering award-winning prevention services, disease management and wellness programs, and personalized customer service. For more information, visit

About MSU Health Care

MSU Health Care is the fully integrated academic health center of University of Michigan, representing more than 600 faculty and affiliated providers. Our commitment to safe, high-quality patient care is realized through our comprehensive services for people of all ages, training the next generation of healthcare providers, and medical research. MSU health care providers treat continuing primary care as well as some of the rarest forms of cancer and neurological diseases, as well as advanced surgical, pharmaceutical, rehabilitation, therapy and imaging services. With over 100 affiliates located near and as far away as Ludington, Saginaw, Detroitand Marquette, MSU Health Care empowers Michigan’s hope and healing. Our clinical efforts support future advancements through academic and research initiatives at University of Michigan.

*Based on a comparison of Medicare Advantage plans offered in all 46 counties Michigan service area.

SOURCE Health Alliance Plan

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